Calculators

Estimate the fuel cost of a trip using distance in miles, vehicle fuel economy in US miles per gallon, and fuel price per US gallon. Defaults are illustrative; actual fuel economy and prices can vary.

Estimate the total cost of owning a car over your chosen period. Enter your purchase price, expected resale value, annual mileage, fuel cost per mile, and estimated annual running costs. Annual running costs can include insurance, maintenance, repairs, registration, and taxes. Defaults are illustrative. Financing costs and inflation are excluded; include financing charges in annual running costs if applicable. A resale value above the purchase price reduces the estimated total.

Estimate an affordable vehicle price from a monthly income-based budget, other monthly car costs, down payment, loan interest rate, and term. Defaults are illustrative. The estimate assumes equal end-of-month payments, a fixed nominal annual interest rate compounded monthly, and no loan fees or taxes; reserve money for those separately. A longer term can reduce payments but increase total interest.

Estimate a car’s future value using an assumed constant annual depreciation rate. The default values are illustrative; actual depreciation varies over time and by vehicle.

Estimate a monthly car lease payment using the negotiated vehicle price, down payment, residual value, lease term, money factor, and assumed tax rate. Defaults are illustrative. Enter a residual value no greater than the price after the down payment.

Estimate the monthly principal and interest payment on a refinanced car loan. Enter your current payoff balance, fees added to the new loan, annual interest rate, and new repayment term. This fixed-rate estimate assumes monthly compounding and equal end-of-month payments. It excludes fees paid upfront and other costs; the interest rate is not the same as APR. Compare total loan costs as well as monthly payments, since a longer term can increase total interest. Defaults are illustrative.